If you have a spouse that has employer-sponsored health insurance, then you are one of the lucky ones. For all other business-owners, you will have to choose between traditional health insurance, a Christian based healthcare sharing ministry, or a short-term medical plan. There are pros and cons to each of these choices. If you decide to choose traditional health insurance purchased from Healthcare.gov, then you will need to try to keep your adjusted gross income below a certain level so that you qualify for subsidies (the government pays part of your health insurance) – we can help come up with some ideas (contribute to an HSA, make a Traditional IRA contribution, etc.) to help you lower your adjusted gross income.