Roth IRAs do not have RMDs because taxes are paid when you make your contribution. However, a Roth 401(k) does have RMD requirements. To avoid the RMD, you roll your Roth 401(k) into your Roth IRA. You only need to do this if you reach(ed) RMD starting age in 2023 or earlier. In 2024, Roth 401(k)s will no longer be subject to RMDs.
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